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Last updated: 21 October 2026

Amber Finance – ABN 31 349 623 698 – Credit Representative No. 57388. Based in Point Cook, Melbourne, Victoria.

By using this website you agree to these terms. If you do not agree, please do not use the website.

About our services

Amber Finance is a mortgage and finance broking business. We compare loan products from a range of lenders and help you apply. We do not lend money ourselves. Any loan is provided by the lender you choose and is subject to that lender’s terms, fees, credit assessment and approval.

No obligation enquiries

Submitting an enquiry, using a calculator or asking for a comparison does not create a loan application or any obligation for you or for us. We may contact you by phone, SMS or email about your enquiry.

Our fees

We generally do not charge you a fee for our broking service. When you select and settle a loan, we are usually paid a commission by the lender. Where any fee applies, we will explain it to you in writing before you commit. Other terms, conditions and exceptions may apply.

Offers and cashback

Cashback offers, lenders mortgage insurance (LMI) waivers and other promotions shown on this website are offered by some lenders only, apply to certain net loan amounts and eligible professions or borrowers, vary between lenders and are subject to each lender’s current offers, policy and eligibility criteria. They can change or be withdrawn at any time. Not all applicants will qualify.

Calculators and general information

Calculators, scheme summaries and blog articles are general information only and are provided as estimates. They do not take into account your personal objectives, financial situation or needs, and are not credit, financial, tax or legal advice. Results depend on the assumptions used and your lender’s actual terms.

Using the website

Third-party links

This website may link to other websites, such as government and lender sites. We do not control and are not responsible for their content.

Limitation of liability

We take care to keep the website accurate and up to date but do not guarantee that it is free of errors or always available. To the extent permitted by law, we are not liable for any loss arising from your use of, or reliance on, the website. Nothing in these terms excludes any rights you have under the Australian Consumer Law that cannot be excluded.

Complaints

If you have a complaint, tell us using the Email us button or the Call us button and we will work to resolve it promptly. If you are not satisfied with our response, you can contact the Australian Financial Complaints Authority (AFCA) at afca.org.au or on 1800 931 678.

Governing law

These terms are governed by the laws of Victoria, Australia, and you submit to the courts of Victoria.