Last updated: 21 October 2026
Amber Finance – ABN 31 349 623 698 – Credit Representative No. 57388. Based in Point Cook, Melbourne, Victoria.
General information only
The information on this website, including articles, calculators, first home buyer scheme summaries and comparisons, is general in nature. It does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and, where needed, seek advice from a qualified professional such as a lawyer, accountant or financial adviser.
Credit is subject to approval
All credit is subject to lender approval and eligibility criteria. Interest rates, fees, charges, features and policies vary between lenders and change without notice. Lender names and logos are trademarks of their respective owners and are shown only to indicate lenders we may compare, subject to our panel and your eligibility.
Cashback and LMI offers
Cashback offers are available from some lenders only, apply to certain net loan amounts, vary between lenders and are subject to each lender’s current offers and eligibility criteria. LMI (lenders mortgage insurance) waivers are available from some lenders only, for eligible professions, up to the maximum LVR (loan to value ratio) each lender allows, and are subject to lender policy and approval. Savings quoted are indicative only. Not all applicants will qualify.
Government schemes and grants
Summaries of first home buyer grants, concessions and guarantee schemes are current as at October 2026 and may be out of date. Eligibility rules, price caps, income limits and available places change often and depend on your circumstances and the property location. Always confirm details with the State Revenue Office Victoria and Housing Australia.
Calculators
Calculator results are estimates only. They assume a constant interest rate for the whole loan term and repayments made on time, and exclude fees, offsets and redraw. Your lender’s actual repayments will differ.
No guarantee
We make reasonable efforts to keep this website accurate but give no warranty that it is complete, current or error free. To the extent permitted by law, Amber Finance accepts no liability for any loss arising from reliance on its content.